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Oesterreichische Nationalbank directory

Austrian bank code 20320

Sparkasse Oberösterreich Bank AG, Linz

Bank code (Bankleitzahl)20320
InstitutionSparkasse Oberösterreich Bank AG
BICASPKAT2LXXX
StreetPromenade 11-13
Postcode4020
TownLinz
LEIV0VY22PV9D0HFTF8EI62

The same answer, from your own code: take a free key (no e-mail address, no card) and the first call runs right here.

IBAN structure with this code

An Austrian IBAN is AT, two check digits, the five-digit bank code, then the eleven-digit account number. The bank code is what the OeNB directory can vouch for; the account number is known only to the bank.

AT48 2032 0000 0000 0001

Synthetic example: the account part is a placeholder, this IBAN belongs to nobody. It shows where the code sits inside the IBAN.

What the API answers for this code

The block below is the API's own answer for this code, read live from api.ibanforge.com and kept for a day, trimmed to the fields a reader can act on. Nothing is edited.

{
  "valid": true,
  "bic": {
    "code": "ASPKAT2LXXX",
    "bic8": "ASPKAT2L",
    "bank_name": "Sparkasse Oberösterreich Bank AG",
    "city": "Linz",
    "source": "Oesterreichische Nationalbank SEPA-Zahlungsverkehrs-Verzeichnis",
    "as_of": "2026-10",
    "basis": "national_register",
    "authoritative": true,
    "lei": "V0VY22PV9D0HFTF8EI62"
  },
  "bank_code_check": {
    "value": "20320",
    "status": "verified",
    "match": "register",
    "register": "Oesterreichische Nationalbank SEPA-Zahlungsverkehrs-Verzeichnis",
    "authoritative": true,
    "institution": {
      "name": "Sparkasse Oberösterreich Bank AG",
      "street": "Promenade 11-13",
      "post_code": "4020",
      "town": "Linz",
      "country": "AT",
      "lei": "V0VY22PV9D0HFTF8EI62"
    },
    "as_of": "2026-10"
  },
  "sepa": {
    "member": true,
    "vop_required": true
  },
  "issuer": {
    "type": "bank",
    "name": "Sparkasse Oberösterreich Bank AG",
    "classification": "default"
  },
  "risk_indicators": {
    "country_risk": "standard",
    "sepa_reachable": true,
    "vop_coverage": true,
    "test_bic": false
  }
}
Check an IBAN in the playgroundAudit a whole creditor fileHow the Austrian register answersAustrian bank codes (OeNB directory)

Source: Oesterreichische Nationalbank SEPA-Zahlungsverkehrs-Verzeichnis, register as of 2026-10.