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Oesterreichische Nationalbank directory

Austrian bank code 20263

Waldviertler Sparkasse Bank AG, Zwettl

Bank code (Bankleitzahl)20263
InstitutionWaldviertler Sparkasse Bank AG
BICSPZWAT21
StreetSparkassenplatz 3
Postcode3910
TownZwettl
LEI529900K5H0F7K9SBO784

IBAN structure with this code

An Austrian IBAN is AT, two check digits, the five-digit bank code, then the eleven-digit account number. The bank code is what the OeNB directory can vouch for; the account number is known only to the bank.

AT80 2026 3000 0000 0001

Synthetic example: the account part is a placeholder, this IBAN belongs to nobody. It shows where the code sits inside the IBAN.

What the API answers for this code

The block below is the route's own answer, produced by the same code that serves api.ibanforge.com, on the register as of the date shown. Nothing is edited.

{
  "valid": true,
  "bic": {
    "code": "SPZWAT21",
    "bank_name": "Waldviertler Sparkasse Bank AG",
    "city": "Zwettl",
    "source": "Oesterreichische Nationalbank SEPA-Zahlungsverkehrs-Verzeichnis",
    "as_of": "2026-09",
    "basis": "national_register",
    "authoritative": true,
    "lei": "529900K5H0F7K9SBO784"
  },
  "bank_code_check": {
    "value": "20263",
    "status": "verified",
    "match": "register",
    "register": "Oesterreichische Nationalbank SEPA-Zahlungsverkehrs-Verzeichnis",
    "authoritative": true,
    "institution": {
      "name": "Waldviertler Sparkasse Bank AG",
      "street": "Sparkassenplatz 3",
      "post_code": "3910",
      "town": "Zwettl",
      "country": "AT",
      "lei": "529900K5H0F7K9SBO784"
    },
    "as_of": "2026-09"
  },
  "sepa": {
    "member": true,
    "schemes": [
      "SCT",
      "SDD",
      "SCT_INST"
    ],
    "vop_required": true,
    "vop_participant": true,
    "basis": "epc_register"
  },
  "issuer": {
    "type": "bank",
    "name": "Waldviertler Sparkasse Bank AG",
    "classification": "default"
  },
  "risk_indicators": {
    "country_risk": "standard",
    "sepa_reachable": true,
    "vop_coverage": true,
    "test_bic": false
  }
}

Other codes of the same institution

Check an IBAN in the playgroundAudit a whole creditor fileHow the Austrian register answersAustrian bank codes (OeNB directory)

Source: Oesterreichische Nationalbank SEPA-Zahlungsverkehrs-Verzeichnis, register as of 2026-09.