What does IBANforge validate?

IBANforge validates IBAN structure (ISO 13616 mod-97 check digits + country-specific BBAN), resolves the associated BIC/SWIFT against 121,000+ BIC entries from public sources (GLEIF, SWIFT directory, Bundesbank, SIX, NBP, EBA Step2 SCT) with LEI enrichment for ~38K rows sourced from GLEIF, looks up Swiss BC-Nummer / IID against ~1,200 SIX BankMaster entries, classifies the issuer (bank, EMI, vIBAN provider, neobank), and flags SEPA Instant + VoP (Verification of Payee, EU 2024/886) reachability.

How much does IBANforge cost?

Pay-per-call in USDC via x402: 0.005 USDC for IBAN validation, 0.003 USDC for BIC lookup, 0.003 USDC for Swiss BC-Nummer lookup, 0.002 USDC per IBAN in batch mode, 0.02 USDC for full compliance check. Or use an API key for 200 free requests per month.

Does IBANforge support MCP (Model Context Protocol)?

Yes. IBANforge ships an official MCP server (com.ibanforge/mcp) with 5 tools: validate_iban, batch_validate_iban, lookup_bic, lookup_ch_clearing, check_compliance. Install in Claude Desktop, Cursor, Cline or any MCP-compatible client via npx or streamable-HTTP at https://api.ibanforge.com/mcp.

Does IBANforge support x402 for autonomous AI agents?

Yes. Every paid endpoint accepts x402 micropayments in USDC on Base L2. Agents discover pricing via /.well-known/x402, pay autonomously and call the API without human onboarding. Listed on Coinbase Bazaar discovery.

How many countries does IBANforge cover?

All 84 countries with a standardized IBAN format, including the full SEPA zone, the UK, Switzerland, and most of MENA and Latin America with IBAN coverage.

What is vIBAN detection and why does it matter?

A virtual IBAN (vIBAN) is an IBAN issued by an EMI or fintech (e.g., Wise, Revolut, Mercury, Modulr) that maps to an underlying account at a partner bank. Detecting vIBANs matters for compliance: VoP often fails on vIBANs and EMI exposure changes the risk profile. IBANforge classifies 30+ known issuer prefixes.

Where does the BIC and Swiss clearing data come from?

BIC/SWIFT data: 121,000+ entries from public sources — GLEIF (Global Legal Entity Identifier Foundation, ~38K rows with LEI enrichment), the SWIFT directory, the Deutsche Bundesbank, SIX, the NBP, and EBA Clearing STEP2 SCT. Swiss data: ~1,200 BC-Nummern from the official SIX BankMaster CSV — the canonical source used by the Swiss banking industry.

Does IBANforge replace a regulated AML/sanctions screening provider?

No. The /v1/iban/compliance endpoint runs OFAC/EU/UN list checks and produces a risk score (0-100) — useful for triage and pre-flight screening. For regulated AML/CFT obligations use a regulated vendor like Refinitiv World-Check, Acuris or ComplyAdvantage.

How fast is IBANforge?

p99 latency under 50ms for /v1/iban/validate (single IBAN). All databases are SQLite WAL with in-process reads — no external lookups. Batch endpoint scales linearly to 100 IBANs per request.

Is IBANforge open-source?

The MCP server (ibanforge-mcp), the SDK (@ibanforge/sdk) and the OpenAPI spec are open-source on GitHub at github.com/cammac-creator/ibanforge. The hosted API and proprietary issuer classification dataset are commercial.

Comparison

Choosing an IBAN validation API

Name: IBANforge
Price: 0.005 USDC

Four realistic options: two established commercial APIs, the open-source libraries, and us. Same job, very different pricing models. Prices below were read from the public pricing pages on July 11, 2026.

We sell one of the products in this table — read it with that in mind. Every number is dated and comes from a public page; if we got something wrong or a price changed, tell us at support@ibanforge.com and we will fix it.

Side by side

Capability	IBANforge	iban.com (IBAN Suite)	IBANAPI	Open-source libs
Pricing model	Prepaid packs: $5 / 1,000 credits, never expire. Or $0.002–0.02 per call (x402). Free: 200/month.	Annual subscription: €530/year (2,000 lookups) to €4,150/year (unlimited), 1-year minimum, VAT excl.	Monthly subscription: $15/month (2,000 basic + 400 bank credits) to $115/month.	Free (MIT/LGPL). Your time is the cost.
2,000 validations with bank data	$10 one-time (2 × 1k packs) — no expiry, no subscription	€530/year (Professional plan)	≥ $40/month tier (bank credits are the binding limit: 400/month at $15)	$0 — but no bank data at all (structure + checksum only)
Free tier	200 requests/month, no card, key by email in one call	100-query trial, expires after one month	100 basic + 20 bank credits, 30 days	Everything is free
Bank identification (BIC, name)	121k+ BICs, 38k+ LEI-enriched via GLEIF, refreshed monthly	Yes — their core product	“If available” per their docs	No — structural validation only
Swiss clearing depth (SIC / euroSIC / QR-IID)	~1,200 SIX BankMaster entries, instant-rail participation, QR-IID semantics	Not exposed as a product	No	No
Compliance pre-check (sanctions, FATF, VoP requirement)	One endpoint, $0.02: OFAC/EU/UN bank screening, FATF lists, SEPA/VoP data, 0–100 risk score	Separate products (BAV/VoP from €2,000 per 2,500 verifications)	No	No
AI agents (MCP, autonomous payment)	Native MCP server (5 tools) + x402 pay-per-call in USDC — an agent can pay without an account	No	No	No (a library, not a service)
Time to first call	One curl for a free key — or zero signup via x402	Order form, annual contract	Account signup	npm/pip install
Published legal/ops surface	ToS, privacy, pre-signed DPA, OEM SLA, live status page — all public	Enterprise terms on request (not published as of July 2026)	ToS/privacy published; no public status page found (July 2026)	License file

Prices checked on July 11, 2026 on iban.com/pricing and ibanapi.com/prices. VAT and plan details are theirs to change; the linked pages are authoritative. iban.com/pricing · ibanapi.com/prices

When IBANforge is not the right choice

You only need structure + checksum validation. A free library (ibantools, schwifty, iban4j, IbanNet) does that locally with zero latency and zero cost. Honestly: start there — come back when you need bank data, rails or compliance signals.
You need real Verification of Payee — matching the account holder's NAME at the bank. That is a regulated-PSP network (EPC scheme). Nobody sells it as a simple API; iban.com's BAV product and bank-side services cover it. IBANforge does input-time pre-checks, not name matching.
You need UK-specific directories (sort codes, EISCD). iban.com's SORTware is built for that.
You want an account manager and a negotiated paper contract from day one — the annual-subscription vendors are structured for that; we offer it only through the OEM agreement.

Where IBANforge is the strong pick

Pay-once economics: prepaid credits that never expire instead of a subscription you must amortize.
Swiss payments: the deepest public Swiss clearing data of any IBAN API (SIX BankMaster, instant rails, QR-IID).
One compliance triage call before a payout: sanctions + FATF + SEPA/VoP + risk score in a single $0.02 request.
AI agents and automation: native MCP tools, machine-readable 402s with exact top-up instructions, x402 autonomous payment.

Try it against your own IBANs

200 free requests a month, no card. The playground runs the real API.

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