Austrian bank code 20828

IBAN structure with this code

An Austrian IBAN is AT, two check digits, the five-digit bank code, then the eleven-digit account number. The bank code is what the OeNB directory can vouch for; the account number is known only to the bank.

AT47 2082 8000 0000 0001

Synthetic example: the account part is a placeholder, this IBAN belongs to nobody. It shows where the code sits inside the IBAN.

What the API answers for this code

The block below is the route's own answer, produced by the same code that serves api.ibanforge.com, on the register as of the date shown. Nothing is edited.

{
  "valid": true,
  "bic": {
    "code": "SPMZAT21",
    "bank_name": "Sparkasse Mürzzuschlag Aktiengesellschaft",
    "city": "Mürzzuschlag",
    "source": "Oesterreichische Nationalbank SEPA-Zahlungsverkehrs-Verzeichnis",
    "as_of": "2026-09",
    "basis": "national_register",
    "authoritative": true,
    "lei": "529900T3GEQTBTM4VF20"
  },
  "bank_code_check": {
    "value": "20828",
    "status": "verified",
    "match": "register",
    "register": "Oesterreichische Nationalbank SEPA-Zahlungsverkehrs-Verzeichnis",
    "authoritative": true,
    "institution": {
      "name": "Sparkasse Mürzzuschlag Aktiengesellschaft",
      "street": "Mariazeller Straße 4a",
      "post_code": "8680",
      "town": "Mürzzuschlag",
      "country": "AT",
      "lei": "529900T3GEQTBTM4VF20"
    },
    "as_of": "2026-09"
  },
  "sepa": {
    "member": true,
    "schemes": [
      "SCT",
      "SDD",
      "SCT_INST"
    ],
    "vop_required": true,
    "vop_participant": true,
    "basis": "epc_register"
  },
  "issuer": {
    "type": "bank",
    "name": "Sparkasse Mürzzuschlag Aktiengesellschaft",
    "classification": "default"
  },
  "risk_indicators": {
    "country_risk": "standard",
    "sepa_reachable": true,
    "vop_coverage": true,
    "test_bic": false
  }
}