Finland IBAN

Anatomy of the official example

FI2112345600000785

• Country code
• Check digits
• Bank code
• Account number

The example comes from the ISO 13616 registry; it belongs to nobody. Positions count from the first character of the IBAN.

What the API checks on a Finland IBAN

• The length, the charset of every field and the mod-97 check digits.
• The bank code against Finance Finland monetary institution codes (allocated to banking groups, not individual institutions; transcribed list, a miss is not a denial): the holder of every code it lists, without the weight of a register that settles a negative; the other codes against our composite map.
• The country's SEPA reachability and the open schemes (SCT, SDD, SCT Inst).
• The Verification of Payee duty that does, or does not, bind the country's providers.

What the API answers for this code

The API checks this country's bank codes against Finance Finland monetary institution codes (allocated to banking groups, not individual institutions; transcribed list, a miss is not a denial). We serve that register from a private file rather than publish it, so its answer to this example is not copied here: it is computed live, on the request. Try the example in the playground