Italian bank code 03646

IBAN structure with this code

An Italian IBAN is IT, two check digits, one CIN letter, the five-digit ABI code, a five-digit CAB (the branch), then the twelve-character account number. The ABI code is what the Banca d'Italia registers can name a holder for; the account part is known only to the bank.

IT92 C036 4601 6000 0000 0123 456

Synthetic example: the account part is a placeholder, this IBAN belongs to nobody. It shows where the code sits inside the IBAN.

What the API answers for this code

The block below is the route's own answer, produced by the same code that serves api.ibanforge.com, on the register as of the date shown. Nothing is edited.

{
  "valid": true,
  "bic": {
    "code": "NTSBITM1XXX",
    "bic8": "NTSBITM1",
    "bank_name": "N26 Bank SE",
    "city": null,
    "source": "IBANforge curated bank-code map",
    "as_of": "2026-09",
    "basis": "curated_map",
    "authoritative": false,
    "lei": "529900JB9XYZ8E87N345"
  },
  "bank_code_check": {
    "value": "03646",
    "status": "verified",
    "match": "register",
    "register": "Banca d'Italia, registers of banks, payment institutions and e-money institutions (Albi ed elenchi di vigilanza, https://infostat.bancaditalia.it/GIAVAInquiry-public/ng/#/area-download, CC BY 4.0, https://creativecommons.org/licenses/by/4.0/, normalised and joined by IBANforge; Poste Italiane and branches of EU payment institutions hold ABI codes outside these registers, so an absence is not a non-allocation)",
    "authoritative": false,
    "institution": {
      "name": "N26 BANK SE",
      "street": "VIA FILIPPO SASSETTI, 32",
      "post_code": "20124",
      "town": "MILANO",
      "country": "IT",
      "lei": "52990055L6ZCKJ8IIC31"
    },
    "as_of": "2026-09"
  },
  "sepa": {
    "member": true,
    "schemes": [
      "SCT",
      "SDD",
      "SCT_INST"
    ],
    "vop_required": true,
    "vop_participant": false,
    "basis": "country_default"
  },
  "issuer": {
    "type": "digital_bank",
    "name": "N26 Bank SE",
    "classification": "curated"
  },
  "risk_indicators": {
    "country_risk": "standard",
    "sepa_reachable": true,
    "vop_coverage": true,
    "test_bic": false
  }
}